Co-founder. Kay McGowan has a deep understanding of the policy-making process, both within and between governments and through multilateral structures. After more than a decade as a political officer in the U.S. diplomatic corps, Kay helped conceptualize and implement USAID’s shift to building pro-poor financial services markets through technology-enabled systems, support to business model innovation, and the reform of regulatory and policy frameworks. A recognized thought leader in digital financial inclusion and policy reform, Kay designs interdisciplinary courses on the role technology and policy innovation for inclusive economic development and improved governance for Georgetown University and speaks frequently at fora related to inclusive FinTech.